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Zelle: An Ongoing Policy Discussion on Liability

Graphic by Sarah Lu By Alessandra Mccormack Edited by Courtney Schneider _____________________________________________________________________________ Introduction In 2018, Brian Kemm attempted to send money to his mother, a Bank of America customer, via Zelle using his mobile phone, but she never received it.1 Although the $300 was transferred to a J.P. Morgan Chase bank account, it went to… Read more »

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Case Study on READI Chicago: Approaching Gun Violence from the Inside

Graphic by Norie Wright By Mollie Montague Edited by Courtney Schneider Introduction A neighbor first handed JaQuay a gun when he was nine years old. Two years later he was arrested, placing him in a system that put up consistent barriers to education, employment, and housing. By fifteen, JaQuay was already experiencing housing and food… Read more »

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Crop Insurance in Developing Countries: A Case Study of Weather Index Insurance in Bangladesh

By Jialu Li Edited by Courtney Schneider ______________________________________________________________________________ Agriculture is a main source of income for rural communities in many developing countries, where more than 2 billion people depend on smallholder farms for their livelihood.[1] However, the agricultural sector is also particularly risk-prone. All actors, from individual farmers to big food corporations, face uncertainties caused… Read more »