U.S. consumers spend billions every year automatically paying credit card bills for services for which they don’t realize they are being charged. This paper addresses the United States Federal Trade Commission’s attempts to regulate such negative option billing provisions, and advocates for regulations limiting the temporal scope of negative option billing for unused services.
As natural disasters rise in frequency and intensity, already strained state budgets struggle with disaster relief. Moving into an uncertain future of climate change, what can states do to protect themselves?
CIPA MPA Fellow Mohammad Zohair proposed a public service delivery system for Pakistan using the Vision, Mission, Capacity and Learning Framework created by Cornell University professors Derek and Laura Cabrera.